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We understand that everyone has different needs when it comes to a checking account.

That’s why we offer you several different checking options to ensure that you get an account that is perfect for you. We offer everything from very simple, basic checking accounts to interest-bearing accounts, money market accounts and more.

Platinum Club

This checking account comes with exclusive benefits for our customers.

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Minimum opening deposit $50.00

Includes benefits such as Safe Deposit Box 50% discount, check orders at no cost, fee-free cashiers checks and money orders.  Plus Accidental Death and Dismemberment Insurance, Cellular Telephone Protection, CyberScout-Lifestges (Idenity Theft Resolution).

Capital Thrifty

If you don’t write many checks each month and keep lower balances, this account may be the best choice for you.

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Must deposit $50.00 to open
No minimum balance requirements

$5.00 maintenance fee per month
Checks in excess of 15 per statement cycle are charged $.25 per check
GREAT STUDENT ACCOUNT – Monthly Service Charge waived for ages 16-24 years with e-statement enrollment.  Includes membership benefits of Cellular Telephone Protection and CyberScout-Lifestages (Identity Theft Resolution)

Platinum Club 55

For Ages 55 and older.

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Must deposit $50.00 to open

Monthly service charge $5, can be avoided with a $500 minimum daily balance

Interest earned on balances $1500 and greater

Includes benefits – Safe Deposit Box 50% discount, check orders at no cost, fee-free cashier’s checks and money orders.

PLUS Accidental Death and Disbursement Insurance, Cellular Telephone Protection, Cyber Scout-Lifestages (Identity Theft Resolution).

Capital Choice

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Must deposit $50.00 to open

Monthly Service Charge on this account is $6.00 prior to any reimbursements.

May be reimbursed if you:

  • Enroll in e-Statement – $2.00 refund per Statement Cycle
  • 4 ACH (Credit / Debit) Per Statement Cycle – $2.00 refund per Statement Cycle
  • 10 Signature based Debit Card Transactions – $2.00 refund per Statement Cycle

Unlimited check writing.  Unlimited debit card transactions.

Get Started

Most of our personal checking accounts may be opened with a small initial deposit – and all Commercial Capital Bank accounts carry the maximum FDIC insurance coverage to help protect your assets.


Please feel free to contact us for more information about any of our personal checking accounts – or stop by either of our locations and let us meet your needs personally.

Delhi Branch

Customer Service Representative

Bastrop Branch

Customer Service Representative

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