Commercial Checking

We understand that every business is different – and that’s why we’re dedicated to providing multiple commercial checking options to meet the unique needs of your business.

We offer everything from basic commercial checking for small businesses to interest-bearing accounts, money market accounts and other options that are ideal for larger businesses. For your convenience, we also offer debit cards for your checking account upon request.

Get Started

Most of our commercial checking accounts may be opened with a small initial deposit – and all Commercial Capital Bank accounts carry the maximum FDIC insurance coverage to help protect your assets.

Connect

Please feel free to contact us for more information about any of our commercial checking accounts – or stop by either of our locations and let us meet your needs personally.

Delhi Branch

Commercial Banking Specialist
318.878.2274

Bastrop Branch

Commercial Banking Specialist
318.281.6000

Commercial Regular Checking

The service charges for this account are fairly set – with an option to avoid them altogether.
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      Must deposit $100.00 to open

      Monthly charges based on minimum balance:
      $1,000.00 and above – no charge
      $999.00 and below – $10.00

      Unlimited check writing
      No interest

Commercial Capital Account

This account is designed for companies with moderate-to-high transaction levels.
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      Pricing is based on the monthly collected balance and activity, and a service charge is assessed only if the cost of services exceeds the earnings credit allowance.

      Must deposit $100.00 to open
      Monthly maintenance fee of $8.00; $.15 per check written; $.05 per item deposited Interest is not paid on this account. However, we do calculate an earnings credit allowance when the average collected balance for your account is positive. If your earnings credit exceeds the account charges for the statement period, there is no service charge. If your charges exceed the earnings credit allowance, your account will be charged the difference. The interest rate utilized to determine the earnings credit will be adjusted by the bank based on current market conditions.

      If the average collected balance for the month is negative, a fee will be charged using a daily rate based on the Commercial Capital Bank Prime Rate

Commercial Basic Business

The Basic Business account is a special account designed to meed the needs of a small business.
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      Must deposit $100.00 to open
      You may have up to 300 items deposited and 75 debits or checks paid on the account. The charge for each additional transaction is $.25 per item.
      Monthly maintenance fee of $7.00
      If the average collected balance for the month is negative, a fee will be charged using a daily rate based on the Commercial Capital Bank Prime Rate

Business Interest Bearing Account

Get the best of both worlds – checking account accessibility, plus investment earning power.
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      By law, this account is limited to sole proprietorships and nonprofit organizations operated primarily for religious, charitable, educational or similar purposes.

      Must deposit $100.00 to open Interest is credited to your account monthly on the statement date
      Interest is accrued on your daily collected balance
      Interest rate paid is established at the discretion of Commercial Capital Bank and may change an any time
      Each day your collected balance is $1,500.00 or more, you will earn interest on the entire collected balance
      Each month your account will be charged $.05 for each item deposited and $.15 for each check written
      If your average collected balance drops below $1,500.00 per statement cycle, you will incur a $10.00 monthly service charge

Commercial Money Market Account

A savings account with a higher rate of interest - without the hassle of a fixed time commitment.
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      This account has a tiered interest schedule that pays higher interest rates on higher balances.

      Must deposit $2,500.00 to open
      Interest is calculated daily on the collected balance
      Interest is compounded monthly and credited to your account monthly on the statement date
      Each day your collected balance is $2,500.00 or more you will earn interest on the entire balance
      The monthly service charge is based on account activity. The monthly maintenance fee is $8.00 and $.05 for each item deposited.
      This is a limited transaction account. You may make six (6) withdrawals or transfers from your account per statement cycle. This does not include transactions made in person at the bank.
      There is a $15.00 fee for each excess transaction paid on this account

      Tiers: $2,500.00 – $24,999.99
      $25,000.00 – $49,999.99
      $50,000.00 and over
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